MORTGAGE INFORMATION Print     中文
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Calculation of Mortgage Terms and Estimate of Expenses
Property Price: $79,000.00
Down Payment: $31,600.00
Loan amount: $47,400.00
Monthly Payment: $209.67 (2.375% 300-term)
Total repayment: $62,901.83
Total int. paid: $15,501.83
Miscellaneous Expenses
S&P Agreement: $1,250.00
Assignment* $2,040.00
Mortgage Deed* $7,375.00
Agency Commission: $790.00
Mort. Insurance: $0 one-time payment
* The exact charges to be determined by the solicitors.
Registration Fee & Taxes
S&P Reg: $210.00
Reg Fee: $230.00 - $450.00
Reg Fee: $210.00
Reg Fee: $300.00
Land Register: $30.00
Stamp Duty # $100.00 (1st Residential Property)
$11,850.00 (2nd Residential Property)
$100.00 (Non Residential Property)
# The exact stamp duty to be determined by the government.
Int. Rate 20yr-term 25yr-term 30yr-term
1.000 $217.99 $178.64 $152.46
1.500 $228.73 $189.57 $163.59
2.000 $239.79 $200.91 $175.20
2.375 $248.30 $209.67 $184.22
2.500 $251.17 $212.64 $187.29
3.000 $262.88 $224.78 $199.84
3.500 $274.90 $237.30 $212.85
4.000 $287.23 $250.19 $226.29
4.500 $299.88 $263.46 $240.17
5.000 $312.82 $277.10 $254.45
5.500 $326.06 $291.08 $269.13
6.000 $339.59 $305.40 $284.19
 
Disclaimer:
The information provided by this calculator is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to using and relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.