MORTGAGE INFORMATION Print     中文
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Calculation of Mortgage Terms and Estimate of Expenses
Property Price: $38,000.00
Down Payment: $11,400.00
Loan amount: $26,600.00
Monthly Payment: $142.25 (4.125% 300-term)
Total repayment: $42,674.10
Total int. paid: $16,074.10
Miscellaneous Expenses
S&P Agreement: $1,250.00
Assignment* $9,019.00
Mortgage Deed* $7,375.00
Agency Commission: $380.00
Mort. Insurance: $0 one-time payment
* The exact charges to be determined by the solicitors.
Registration Fee & Taxes
S&P Reg: $210.00
Reg Fee: $230.00 - $450.00
Reg Fee: $210.00
Reg Fee: $300.00
Land Register: $30.00
Stamp Duty # $100.00
# The exact stamp duty to be determined by the government.
Int. Rate 20yr-term 25yr-term 30yr-term
1.000 $122.33 $100.25 $85.56
1.500 $128.36 $106.38 $91.80
2.000 $134.56 $112.75 $98.32
2.500 $140.95 $119.33 $105.10
3.000 $147.52 $126.14 $112.15
3.500 $154.27 $133.17 $119.45
4.000 $161.19 $140.40 $126.99
4.125 $162.95 $142.25 $128.92
4.500 $168.28 $147.85 $134.78
5.000 $175.55 $155.50 $142.79
5.500 $182.98 $163.35 $151.03
6.000 $190.57 $171.38 $159.48
 
Disclaimer:
The information provided by this calculator is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to using and relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.